Personal loans
Instalment loans for Hong Kong residents with verifiable income, on a fixed schedule.
Dun Man Secretarial and Management Services Limited holds Money Lender's Licence No. 380/2026 under the Money Lenders Ordinance (Cap. 163). We lend our own funds to individuals and businesses in Hong Kong under written agreements.
No fee is payable before a loan is made, and we deal with every borrower directly, never through agents.
"Secretarial and Management Services" is part of our registered company name. Our licensed business is money lending under Cap. 163, and that is the only service offered on this website.
We do not offer company secretarial or corporate services to the public through this site. In Hong Kong those services are provided by holders of a Trust or Company Service Provider (TCSP) licence.
Each application is assessed on the borrower's ability to repay. The terms are given to you in writing, and nothing binds you until you sign.
Instalment loans for Hong Kong residents with verifiable income, on a fixed schedule.
Working capital for Hong Kong companies and sole proprietors, assessed on accounts and cash flow.
Loans secured on Hong Kong property after independent valuation, with the risk explained in writing.
The Money Lenders Ordinance sets the limits below for every licensed lender in Hong Kong.
Lending above an effective 48% a year is a criminal offence, and the agreement is unenforceable.
Above 36% a year a rate is presumed extortionate; the court may reopen the loan.
The agreement must be in writing and a copy delivered to you within 7 days.
We charge nothing before a loan is made, and we pay no intermediaries.
Before signing any loan, list every due date and amount. Enter the figures of an offer to see the full calendar and how its rate compares with the legal limits.
Illustration only; not an offer. Your loan agreement states the binding rate, amounts and dates.
Search our English or Chinese name in the Companies Registry's published list of money lenders licensees. Then follow four steps.
Call or e-mail; we explain whether a loan suits you.
HKID, address and income proof; company or title documents if relevant.
Rate, schedule, total repayable and every charge, in writing.
At our office; funds to your own bank account; your copy handed to you.
Companies Registry: list of money lenders licensees, search "Dun Man Secretarial and Management Services Limited" or "敦文秘書及管理服務有限公司". Licence No. 380/2026.
We never ask for deposits, bank cards, passwords or one-time codes, and we never lend through agents. If someone does this in our name, stop and report it to the Hong Kong Police.
No. We are a licensed money lender, not an authorized institution, and we take no deposits.
Not through this website. Our licensed business is money lending. For company secretarial services, use a TCSP licensee listed by the Companies Registry.
No. Every application is assessed on the ability to repay.
Yes. The early repayment terms are written into the agreement before you sign.
Visits by appointment on business days.